PENGARUH STRUKTUR MODAL DAN DEPOSIT KONSUMEN TERHADAP PROFITABILITAS PADA INDUSTRI PERBANKKAN DI INDONESIA
DOI:
https://doi.org/10.61994/equivalent.v2i1.178Keywords:
Struktur Modal, Deposit Konsumen, ProfitabilitasAbstract
Abstract : This research was conducted in the banking industry listed on the IDX in 2016-2021. This study aims to determine the effect of the independent variable capital structure and consumer deposits on the dependent variable profitability. The population in this study were 50 banking companies. The sample is determined by purposive sampling method with the specified criteria. The analysis technique used is path analysis with the help of the SPSS program and classical assumptions are carried out first. The results showed that capital structure had no effect on profitability, the results showed that consumer deposits had an effect on profitability.
Abstrak : Penelitian ini dilakukan pada industry perbankkan yang terdaftar di BEI pada tahun 2016-2021. Penelitian ini bertujuan untuk mengetahui pengaruh variabel independen struktur modal dan deposit konsumen terhadap variabel dependen profitabilitas. Populasi dalam penelitian ini adalah 50 perusahaan perbankkan. Sampel yang ditentukan dengan metode purposive sampling dengan kriteria yang ditentukan. Teknik analisis yang digunakan yaitu analisis jalur dengan bantuan program SPSS dan dilakukan asumsi klasik terlebih dahulu. Hasil penelitian menunjukkan bahwa struktur modal tidak berpengaruh terhadap profitabilitas, hasil penelitian menunjukkan bahwa deposit konsumen terdapat berpengaruh terhadap profitabilitas.
References
Ahlstrom, D., Cumming, D. J., & Vismara, S. (2018). New methods of entrepreneurial firm financing: Fintech, crowdfunding and corporate governance implications. In Corporate Governance: An International Review. https://doi.org/10.1111/corg.12258
Alam, M., Paull, M., Peachey, A., Holloway, D., & Griffiths, J. (2021). Funding sources and performance management systems: an empirical study. Journal of Accounting and Organizational Change. https://doi.org/10.1108/JAOC-04-2019-0044
Aprilia, Lady, & Wibowo, S. S. (2017). The Impact of Social Capital on Crowdfunding Performance. The South East Asian Journal of Management. https://doi.org/10.21002/seam.v11i1.7737
Bradford, C. S. (2012). The new Federal Crowdfunding Exemption: Promise Unfullfilled. Forthcoming, Securities Regulation Law Journal.
Black, F. and Scholes, M. (1973), “The pricing of options and corporate liabilities”, Journal of Political Economy, Vol. 81 No. 3, pp. 637-654.
Calic, G., & Shevchenko, A. (2020). How signal intensity of behavioral orientations affects crowdfunding performance: The role of entrepreneurial orientation in crowdfunding business ventures. Journal of Business Research. https://doi.org/10.1016/j.jbusres.2020.04.060
Chen, W. P., Chung, H., Hsu, T. L., & Wu, S. (2010). External financing needs, corporate governance, and firm value. Corporate Governance: An International Review. https://doi.org/10.1111/j.1467-8683.2010.00801.x
Chatti, M.A. (2012), “L’impact de l’éthique bancaire sur la diversification d’une banque islamique”, Etudes En Economie Islamique, Vol. 6 Nos 1/2, pp. 1-27.
Dietrich, A. and Wanzenried, G. (2011), “Determinants of bank profitability before and during the crisis: evidence from Switzerland”, Journal of International Financial Markets, Institutions and Money, Vol. 21 No. 3, pp. 307-327.
Gill, A., Biger, N., & Mathur, N. (2011). The effect of capital structure on profitability: Evidence from the United States. International journal of management, 28(4), 3.
Ghozali. I. (2018). Aplikasi Analisis Multivariate dengan IBM SPSS 25. Badan Penerbit Universitas Diponegoro: Semarang.
Hasan, M. S. A., Manurung, A. H., & Usman, B. (2020). Determinants of bank profitability with size as moderating variable. Journal of applied finance and banking, 10(3), 153-166.
Hassoune, A. (2002), “Islamic banks profitability in an interest rate cycle”, International Journal of Islamic Financial Services, Vol. 4 No. 2, pp. 1-13.
Hirindu Kawshala, K. (2017). The factors effecting on bank profitability. International Journal of Scientific and Research Publications, 7(2), 212-216.
Khajar, I., & Santoso, B. (2021). External funding implications on smes performance (a conceptual model). Advances in Intelligent Systems and Computing. https://doi.org/10.1007/978-3-030-50454-0_41
Kuncoro, Mudrajat. 2007. Metode Kuantitatif, Teori dan Aplikasi Untuk Bisnis Ekonomi. Yogyakarta: UPP STIM YKPN.
Lintner, J. (1965), “The valuation of risk assets and the selection of risky investments in stock portfolio and capital budgets”, The Review of Economics and Statistics, Vol. 47 No. 1, pp. 13-37.
Liao, C., Zhu, Y., & Liao, X. (2015). The role of internal and external social capital in crowdfunding: Evidence from China. Revista de Cercetare Si Interventie Sociala.
Markowitz, H. (1952), “Portfolio selection”, The Journal of Finance, Vol. 7 No. 1, pp. 77-91.
Mollah, S., Hassan, M.K., Al Farooque, O. and Mobarek, A. (2016), “The governance, risk-taking, and performance of Islamic banks”, Journal of Financial Services Research, pp. 1-25.
Myers, S.C., 1984. The capital structure puzzle. Journal of Finance 39, 575–592.
Olson, D. and Zoubi, T.A. (2011), “Efficiency and bank profitability in MENA countries”, Emerging Markets Review, Vol. 12 No. 2, pp. 94-110.
Ross,S. A. , Randolph, W. W. ,& Jeffrey ,J.( 2013) .“ Corporate Finance 10 t h Edition” . McGraw-Hill Irwin Companies, Inc.
Sugiyono. 2007. Metode Penelitian Pendidikan Pendekatan Kuantitatif, Kualitatif, dan R & D. Bandung: Alfabeta.
Sharpe, W. (1964), “Capital asset prices: a theory of market equilibrium under conditions of risk”, Journal of Finance, Vol. 19 No. 3, pp. 725-742.
Stanko, M. A., & Henard, D. H. (2017). Toward a better understanding of crowdfunding, openness and the consequences for innovation. Research Policy. https://doi.org/10.1016/j.respol.2017.02.003
Troise, C., Matricano, D., Sorrentino, M., & Candelo, E. (2021). Investigating investment decisions in equity crowdfunding: The role of projects’ intellectual capital. European Management Journal. https://doi.org/10.1016/j.emj.2021.07.006
Wu, W., Huang, X., Wu, C. H., & Tsai, S. B. (2022). Pricing strategy and performance investment decisions in competitive crowdfunding markets. Journal of Business Research. https://doi.org/10.1016/j.jbusres.2021.11.018
Xu, H., Wu, Y., & Hamari, J. (2022). Corrigendum to “What determines the successfulness of a crowdsourcing campaign: A study on the relationships between indicators of trustworthiness, popularity, and success” (Journal of Business Research (2022) 139 (484–495), (S0148296321006810), (10.1016/. In Journal of Business Research. https://doi.org/10.1016/j.jbusres.2021.11.086
Yasar, B. (2021). The new investment landscape: Equity crowdfunding. In Central Bank Review. https://doi.org/10.1016/j.cbrev.2021.01.001
Yapa Abeywardhana, D. (2017). Capital structure theory: An overview. Accounting and finance research, 6(1). Vol. 6, No. 1; 2017, Available at SSRN: https://ssrn.com/abstract=2886251
ZARROUK, H., SHERIF, M., GALLOWAY, L., & EL GHAK, T. (2020). Entrepreneurial Orientation, Access to Financial Resources and SMEs’ Business Performance: The Case of the United Arab Emirates. Journal of Asian Finance, Economics and Business. https://doi.org/10.13106/JAFEB.2020.VOL7.NO12.465
Zhang, Y., Uchida, K., & Dong, L. (2020). External financing and earnings management: Evidence from international data. Research in International Business and Finance. https://doi.org/10.1016/j.ribaf.2020.101275
Downloads
Published
Issue
Section
License
Copyright (c) 2023 Firmansyah Arifin
![Creative Commons License](http://i.creativecommons.org/l/by-nc/4.0/88x31.png)
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.