LATIFATUN NAFIAH; SUTRISNO; IKA INDRIASARI. ANALISIS EFEKTIVITAS PENGGUNAAN DANA KUR HUMAN CAPITAL, INNOVATION CAPITAL, DAN LITERASI KEUANGAN TERHADAP KINERJA UMKM. Equivalent : Journal of Economic, Accounting and Management, [S. l.], v. 2, n. 1, p. 79–92, 2023. DOI: 10.61994/equivalent.v2i1.172. Disponível em: https://jurnal.dokicti.org/index.php/equivalent/article/view/172. Acesso em: 18 aug. 2025.