KRISTIANI BR GINTING; NONI ARDIAN; RAMADHAN HARAHAP. The Effect of Financial Literacy, Risk Perception, and Income on Investment Decisions with Self-Efficacy as an Intervening Variable in Generation Z of GemsGBKP Binjai City. Equivalent : Journal of Economic, Accounting and Management, [S. l.], v. 4, n. 2, p. 2071–2088, 2026. DOI: 10.61994/equivalent.v4i2.1887. Disponível em: https://jurnal.dokicti.org/index.php/equivalent/article/view/1887. Acesso em: 26 jun. 2026.