I. Diana, Dewi Sartika, Sulaiman Helmi, and Fitriasuri, “The Influence Of Financial Technology (Fintech) On The Performance Of Msmes In Palembang City, Mediated By Financial Literacy”, Equivalent , vol. 4, no. 1, pp. 589–595, Apr. 2026, doi: 10.61994/equivalent.v4i1.1609.