Latifatun Nafiah, Sutrisno, Ika Indriasari. ANALISIS EFEKTIVITAS PENGGUNAAN DANA KUR HUMAN CAPITAL, INNOVATION CAPITAL, DAN LITERASI KEUANGAN TERHADAP KINERJA UMKM. Equivalent [Internet]. 2023 Sep. 2 [cited 2025 Aug. 18];2(1):79-92. Available from: https://jurnal.dokicti.org/index.php/equivalent/article/view/172