Gold as a Ribawi Commodity and the Challenges of Digital Transactions (Analysis of DSN-MUI Fatwa No. 77/DSN-MUI/V/2010)

Nurma Yunita; Alven Putra; Jul Hendri; Dewi Umussyarofatul Latifah; Imelda Delfiana

doi:10.61994/taqrib.v4i2.1316

Authors

Nurma Yunita Institut Agama Islam Negeri Curup
Alven Putra Institut Agama Islam Negeri Curup
Jul Hendri Universitas Islam Negeri Fatmawati Sukarno
Dewi Umussyarofatul Latifah Institut Agama Islam Negeri Curup
Imelda Delfiana Institut Agama Islam Negeri Curup

DOI:

https://doi.org/10.61994/taqrib.v4i2.1316

Keywords:

Digital Gold Savings , Ribawi Goods , DSN-MUI Fatwa, Direct Handover, Islamic Muamalah Law

Abstract

Rapid technological advancements have brought new implications, particularly in muamalah transactions, one of which is gold an investment chosen by many due to its long-term value. This is worth examining because digital gold investments are now accessible to all segments of society, as they can be purchased in installments at very affordable prices. This study aims to determine whether digital gold aligns with Islamic principles, given that gold is classified as a ribawi commodity. This study is a qualitative literature review (Library Search), using the DSN-MUI Fatwa No. 77/DSN MUI/V/2010 as the primary reference, supplemented by Islamic legal texts and fiqh muamalah literature. Consequently, the findings of this discussion will explore the differing opinions of scholars regarding digital gold.

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